Power of attorney for obtaining loans

By applying to all official, semi-official, private, national and foreign banks and financial institutions that currently exist, or will exist hereafter, within the borders of the Republic of Türkiye, and to all their branches, to request in my name all kinds of cash and non-cash loans in such amounts and on such terms as desired, to determine the loan terms as desired, to increase the credit limit, in relation to loans opened and to be opened, to negotiate, draw up, sign, approve and amend the loan agreements, undertakings, declarations, payment plans and all related documents containing the credit limit, application conditions, interest and maturity of the loan, taxes and expenses, the operation of the loan, repayment and acceleration, early payment or early closure, penalties that may arise on account of early payment or early closure, acceleration of the debt, rights and receivables, pledge of deposits, security and all other matters, to request, collect and receive (ahzu kabz) the allocated loan amount, to withdraw money from accounts, to make EFT or virman transfers to persons and institutions desired and to other accounts, to make remittances and give instructions in these matters, to issue negotiable instruments other than checks, to make a negotiable instrument undertaking, to obtain a letter of guarantee, to extend their maturities, to accept or not accept bills of exchange, to endorse, to have protest issued, to have purchase and

discounting carried out, to collect, on account of these loans, all my receivables, with or without notes, to collect and receive (ahzu kabz), to close and reopen loans and accounts, to grant release, to request information and documents concerning the debts of all kinds of products and services serving as loan indebtedness and loan security, to request a letter of guarantee, an e-letter of guarantee on such terms as desired, to receive and deliver letters of guarantee, to exercise the right of withdrawal and to sign all related requests, instructions and documents, to perform the undertakings tied to the right of withdrawal, to apply to the bank for cancellation of a limit, to make loan repayments, to sign disbursement requests and instructions, to restructure, to negotiate, in the event of restructuring or installment payment, to sign the payment plan, undertaking and similar documents, to pay the fees that may arise from restructuring, to pay all my debts in part or in full, at maturity or before maturity, by applying to the insurance company or agency desired and to the banks, to request in my name, as the policyholder, all kinds of insurance, to determine the insurance premiums and other conditions and the beneficiaries as desired, in order to constitute security for the debts of myself, of my attorney-in-fact and of 3rd persons alike, to assign the insurance amounts

or to pledge them to the bank from which the loan is used or to third persons desired, to sign the pledge and mortgage consents, supplementary and amending transactions and their documents, to have a permanent pledgee

entered on the insurance policies, to pay the insurance premiums, to give authorization and instructions to the banks so that payments relating to insurance premiums are collected from my bank accounts, to renew or cancel the insurances, to request, collect and receive (ahzu kabz) the insurance indemnities and their accessories, to settle, to grant release and to waive in respect of insurance amounts, to draw up, negotiate and sign all kinds of policies, agreements, undertakings, forms, instructions, receipts and other documents relating to all these transactions, to amend, and, in relation to the above matters, to sign the lists and declarations of my annual balance sheet accounts, my turnover and the movable and immovable property registered in my name, to notify them to the bank, to obtain account summaries, statements and detailed account listings, to send formal notices (ihtarname) and notifications (ihbarname), to be served with and accept service of notifications, to carry out, to have carried out, to pursue and to conclude all kinds of acts and transactions relating to these matters