Power of attorney for obtaining bank credit

Within the borders of the Republic of Türkiye, at all official, semi-official, private, national and foreign banks and financial institutions that currently exist and will exist hereafter, by applying to all their branches, to request all kinds of cash and non-cash credit on my behalf at whatever amount and on whatever terms he/she wishes, to determine the credit terms as he/she wishes, to increase the credit limit, to negotiate, to draw up and sign, to approve and to amend the credit agreements, undertakings, declarations, payment plans and all related papers containing the credit limit, application conditions, interest and maturity of the credit, taxes and expenses, operation of the credit, repayment and acceleration, early repayment or early closure, penalties that may arise in respect of early repayment or early closure, acceleration of the debt, rights and receivables, pledge of deposits, collateral and all other matters relating to the credits that have been or will be opened, to demand, to collect and to receive the allocated credit amount, to withdraw money from the accounts, to make EFT or transfers between accounts to whichever persons and organizations and other accounts he/she wishes, to remit, to give instructions on these matters, to draw up negotiable instruments other than cheques, to give undertakings under negotiable instruments, to obtain a letter of guarantee, to extend their maturities, to accept or not to accept bills of exchange, to endorse, to issue protests, to have purchase and discount transactions carried out, to collect all kinds of my receivables, whether documented or undocumented, arising from these credits, to collect and receive, to close the credits and accounts, to reopen them, to release, to request information and documents on the debts of every kind of product and service constituting credit borrowing and the collateral for the credit, to request a letter of guarantee and an e-letter of guarantee on whatever terms he/she wishes, to take delivery of letters of guarantee and to hand them over, to exercise the right of withdrawal and to sign all requests, instructions and documents relating thereto, to perform the undertakings tied to the right of withdrawal, to apply to the bank for cancellation of the limit, to make credit repayments, to sign drawdown requests and instructions, to restructure, to negotiate, to have it restructured, to pay the fees that may arise in respect of restructuring, to pay all my debts in part or in full at maturity or before maturity, by applying to the insurance company or agency he/she wishes and to the banks, to request all kinds of insurance on my behalf as policyholder, to determine the insurance premium and other conditions and the beneficiaries as he/she wishes, to assign the insurance proceeds to secure the debts of myself, of my attorney-in-fact and of 3rd parties, or to pledge them to the bank from which the credit is obtained or to third persons he/she wishes, to sign the pledge and mortgage consents, supplements and amendments and their documents, to have a permanent pledgee annotated on the insurance policies, to pay the insurance premiums, to give authority and instructions to the banks to ensure that payments relating to insurance premiums are collected from my bank accounts, to renew or cancel the insurances, to demand, to collect and to receive insurance indemnities and their accessories, with respect to the insurance proceeds to settle, to release and to waive, to draw up all kinds of policies, agreements, undertakings, forms, instructions, receipts and other documents relating to all these transactions, to negotiate

and to sign them, to amend them, and, in connection with the above matters, to sign my annual balance sheet accounts, my turnover and the lists and declarations of the movable and immovable property registered in my name, to notify them to the bank, to obtain account summaries, statements and detailed account printouts, to send warning letters and notices, to be served with and accept service of notifications, to carry out and have carried out all kinds of acts and transactions relating to these matters, to pursue and conclude them